Tag: Financial Stability
Setting Goals for a Purposeful Retirement (Ep. 82)

Setting Goals for a Purposeful Retirement (Ep. 82)

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Goal setting isn’t just for your career—it’s essential for creating an intentional and fulfilling retirement.

What goals will keep you engaged, active, and satisfied as you transition to this next chapter? How do you plan for a successful financial and personal journey during retirement?

In this episode, Josh Leonard recaps his personal and professional goals while emphasizing the importance of intentional goal-setting. 

He explores strategies to maintain motivation, improve well-being, and align your finances with your desired lifestyle. By applying the SMART framework, Josh outlines how retirees can structure their aspirations to make retirement a rewarding experience.

Josh discusses:

  • How achieving his goal of completing the Leadville MTB 100 taught him the value of preparation and persistence
  • The importance of using the SMART framework (Specific, Measurable, Achievable, Relevant, Time-Bound) when setting personal and financial goals
  • Examples of how retirees can create income plans, like targeting $6,000 monthly from various sources, to ensure financial stability
  • Strategies for maintaining healthy habits, such as balancing exercise, diet, and reducing phone time with family
  • The psychological and emotional benefits of setting goals, including enhanced focus, time management, and overall happiness in retirement
  • And more!

Resources:

Connect with Josh Leonard: 

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Overcoming Retirement Fears During Election Season (Ep. 70)

Overcoming Retirement Fears During Election Season (Ep. 70)

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Election seasons often bring a wave of anxiety, especially for those nearing retirement.

How do you prepare for potential economic shifts without succumbing to fear? How can you ensure your retirement plan remains robust regardless of political outcomes?

In this episode of Relax, It’s Retirement, Josh Leonard explores how the election results could potentially affect your financial future, and why most fears may be overblown. 

Discover practical strategies for setting yourself up to navigate market uncertainties, just in time for the upcoming elections.

Josh discusses: 

  • The real impact of election outcomes on the stock market and your retirement
  • How to manage fears related to market unpredictability by maintaining a diversified portfolio
  • Practical advice on keeping an appropriate emergency fund and navigating the three-bucket strategy
  • Insights on long-term financial planning despite the political climate
  • And more!

Resources:

Connect with Josh Leonard: 

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Gifts of Financial Wisdom for Your Grandkids (Ep. 8)

Gifts of Financial Wisdom for Your Grandkids (Ep. 8)

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Looking for last-minute gift ideas for your Grandkids? Look no further! Although they might be looking for fun toys, it might be time to offer them the gift that keeps on giving; a solid financial foundation. 

In this episode, Josh Leonard is joined by Bill Leonard, father and founder of the Leonard Advisory Group. As the holiday season is sneaking up on us, it might be time to start thinking about some non-traditional gifts you can offer your children. These gifts can aid in the stability of their financial future, whether that is opening a savings account for them or offering aid through goal setting. 

Josh and Bill discuss: 

  • Ways to incentivize savings accounts among younger children
  • Some out-of-the-box gift ideas you can offer your children or grandchildren that can help their financial future 
  • Some teachable moments that come from fun experiences
  • How to help your children understand the idea of savings 
  • And more

Resources:

Connect with Josh Leonard: 

About our Guest:

William Leonard founded Leonard Advisory Group to fill in the gaps he saw when helping his mother plan for retirement. Bill focused much of his career on the insurance and annuity industry. As an independent advisor, he helped thousands of retirees and pre-retirees face the financial challenges that lie ahead with confidence. Since 1996, Bill has worked in a variety of capacities, gaining valuable experience with insurance. In 2007, he became an independent consultant, focusing on income protection and retirement planning. Bill was an honorary host of the “Protecting Your Profits” radio show on 94.5 3WS Pittsburgh and a weekly guest on the national broadcast “Financial Safari” radio show heard locally on NewsTalk 104.7 FM. He has also been featured on WISR 680 AM and WORD FM. In his free time, Bill enjoys traveling, boating, skiing, hiking, biking, restoring antique vehicles, and spending quality time with family, friends, and clients. He has been married to his wife, Cindy, for almost 40 years. They have three children: Zach, Josh, and Zoey, as well as a crazy border collie named Sweep. After over 25 years of assisting families transition into retirement Bill is excited to transition himself into retirement at the end of 2022.

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