Risk Management – Relax, It's Retirement Podcast

Retirement Resilience: How to Protect Your Plan in a Volatile Market (Ep. 91)

By Relax, It's Retirement | April 15, 2025

Worried about market volatility and what it means for your retirement?

You’re not alone. Many people get anxious when their retirement accounts seem to shrink after years of growth.

In this episode, Josh Leonard discusses market volatility and strategies to remain patient. Josh explains what market corrections are, why they happen, and how to prepare for them. He also details the bucket strategy, a method to help individuals handle financial uncertainties without making rash decisions.

Josh discusses:

Navigating market volatility with long-term plans
Understanding market corrections and identifying opportunities
The importance of cash and retirement buckets for stability
Evaluating risks and rebalancing your portfolio
And more!

Resources:

Schedule a meeting with the team

Connect with Josh Leonard:

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The Diversification Dilemma: Are Your Investments Really Safe? (Ep. 85)

By Relax, It's Retirement | January 14, 2025

Diversification isn’t just a buzzword—it’s a critical tool for protecting your retirement savings and future security.

This week, Josh Leonard and Pete Belcastro tackle common misconceptions about diversification and share actionable insights on creating a retirement plan that minimizes risk and maximizes opportunities. From portfolio strategies to tax diversification and financial tools, this episode has everything you need to feel confident about your golden years.

Josh and Pete discuss:

Why holding accounts at different firms doesn’t guarantee diversification and how to avoid overlapping investments
How to spread investments across sectors, regions, and company sizes to minimize risks
The importance of tax diversification through tools like Roth IRAs and taxable accounts for greater financial flexibility
How annuities, life insurance, and other financial tools can secure income and simplify legacy planning
Strategies to avoid over-concentration in employer-linked investments and protect both your career and portfolio
And more!

Resources:

Schedule a meeting with the team

Connect with Josh Leonard:

Connect with Pete Belcastro:

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The Best Moments: Top Retirement Insights from The Relax, It’s Retirement Podcast! (Ep. 79)

By Relax, It's Retirement | December 3, 2024

Retirement planning can feel overwhelming, but the right strategies can make it smooth and intentional.

How do you structure finances to ensure your money lasts while enjoying the lifestyle you want?

This episode compiles the best retirement advice moments from Josh Leonard and his team, covering vital tips to plan your golden years with confidence.

From managing taxes to healthcare planning, they explore practical solutions for long-term stability.

Key Highlights:

How to prepare for longer retirements by factoring in family history and careful planning
The “three-bucket system” for managing cash, steady income, and long-term growth
Proactive ways to minimize healthcare expenses through HSAs and yearly drug plan reviews
Tax-saving approaches, such as Roth IRA conversions and efficient withdrawal strategies
Creative retirement paths, including passion projects, part-time work, and minimalist lifestyles
And more!

Resources:

Connect with Josh Leonard:

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