Budgeting – Relax, It's Retirement Podcast

Mastering Financial Literacy in Your Golden Years (Ep. 48)

By Relax, It's Retirement | April 30, 2024

Are you ready to greet retirement with a well-prepared smile?

Welcome to the Relax, It’s Retirement podcast, where we dive into mastering financial literacy in your golden years. This episode, featuring Josh Leonard and Pete Belcastro, zooms in on transitioning into retirement with intent. They explore practical tips for income and budget planning in April’s Financial Literacy Month, highlighting ways to navigate the shift from a steady paycheck to managing retirement funds. Through engaging discussions and real-life examples, you will glean insights into making informed decisions for a fulfilling retirement.

Josh and Pete discuss:

Understanding income and budgeting in retirement
Navigating the transition from receiving regular paychecks to retirement income planning
Strategies for managing expenses and creating effective budgets
Addressing the impact of healthcare expenses during retirement
And more

Resources:

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Connect with Pete Belcastro:

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Seven Steps to Successful Retirement (Ep. 36)

By Relax It's Retirement-Podcast | February 6, 2024

Is your retirement plan set for a successful future? When was the last time you reviewed your plan and ensured it has been adapted for any life-changing events?

Discover the seven key steps for achieving a fulfilling retirement with Josh Leonard. He touches on everything from crafting a budget and merging accounts to making savvy choices regarding health insurance and maximizing entitlements.

Josh discusses:

What is the first step in building a successful retirement plan
When should you start tax planning for retirement
Why is understanding Social Security important for retirement
How do you approach legacy planning
And more

Resources:

Schedule a meeting with the team

Connect with Josh Leonard:

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Income Planning: When The Paychecks Stop (Ep. 12)

By Relax It's Retirement-Podcast | February 21, 2023

What do YOU view as your most substantial asset that allows you to live the life you want to live on a daily basis?

In this episode, Josh Leonard talks about the road you have to follow once your paychecks stop coming in. Is your life going to run the same? How do you feel confident in your bank account when that number stops increasing? Where is all your money going to come from? Josh alleviates all of these stressors in detail.

Josh discusses:

How life expectancy can determine the plan you create for your retirement
The ins and outs of pension planning
Some ways you can keep a consistent income source during retirement that does not limit you to a 9-5 job
And more

Resources:

Connect with Josh Leonard:

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Retiring With Intent (Ep. 2)

By Relax It's Retirement-Podcast | October 11, 2022

Retirement looks different for many people. For some, it might be slowing down, taking your foot off the gas, and leaning back into a more relaxed lifestyle. For others, it may be continuing to work part-time but focusing on passions rather than a career. An intentional retirement can kickstart this process for you through planning ahead early and identifying your goals.

In this episode, Josh Leonard details the retirement planning process at Leonard Advisory Group. He explains how they mentor and guide their clients by the breakdown of INTENT – I (yourself), Needs, Taxes, Endowment, Navigating Financial Tools, and the Team helping you through this process.

Josh discusses:

What needs and wants to identify when planning your retirement
How you can start saving at a young age while simultaneously being able to enjoy your money
Important questions to ask yourself before creating your retirement plan
The three-bucket approach to dealing with finances
And more